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Choosing paint colors for your home can feel overwhelming—especially when you’re trying to make everything feel cohesive without painting every room the exact same color. Whether you’re building from scratch, remodeling a single space, or just tired of rooms that feel disconnected, a well-planned whole house color palette can completely change the look and feel of your home.

In this guide, I’ll walk you through exactly how to build a color scheme that flows room to room, looks polished (but not matchy-matchy), and actually works with what you already have.

The 6-Color Formula for a Cohesive Home

Most professionally designed homes follow a 5–6 color rule. That doesn’t mean only using six colors total—it means choosing six intentional, repeating tones that create consistency throughout your space.

RoleDescription + Example
1 Main NeutralWall color used throughout (e.g. Alabaster)
1 Secondary NeutralDarker tone for cabinetry or built-ins
1 White or CreamFor trim, ceilings, cabinetry (e.g. Pure White)
1 Accent ColorFor accessories, pillows, rugs, art
1–2 Supporting ColorsMuted tones that add variety and flow

TIP: Repetition is what makes this work. Your accent color in one room can become the wall color in another.

Start With What You Have

Before picking any paint colors, take a look at the fixed elements in your home:

  • What color are your floors—are they warm-toned oak or cool-toned gray?
  • Do your kitchen counters or bathroom tile have pink, yellow, green, or blue undertones?
  • Are your cabinets staying put?

Your goal is to complement these undertones—not fight them. Even the most beautiful paint color will look off if it clashes with your finishes.

Tip: Hold your paint swatches right next to your floor or tile to see if they pull out any unexpected undertones

My Whole House Color Palette

AreaPaint ColorType
Kitchen, Dining, LivingSW Repose Gray (50% lighter)Main Neutral
Family RoomBM White DoveMain Neutral
Basement TV RoomSW Drift of MistMain Neutral
Upstairs BedroomsBM Swiss CoffeeMain Neutral
Trim & CeilingsSW Pure WhiteWhite/Cream
Kitchen Island & Pantry CabinetsBM Boothbay GraySecondary Neutral
Front Door InteriorBM Britannia BlueSupporting Color
Throughout DecorBlue (all shades) + Brass tonesSupporting Accents


These colors work together because they’re all light and airy, with a warm undertone and a touch of softness—nothing too stark or too cool. Even though Swiss Coffee doesn’t have the gray undertone found in the others, its placement upstairs adds warmth and keeps the palette feeling layered and natural.

You don’t need to use one single paint color to create a cohesive whole house palette—you just need colors that speak the same tonal language.

Real Home Example: How My Whole House Palette Comes to Life


Here’s a peek into how this palette actually plays out room by room:

Family Room

Walls: BM White Dove
Trim: SW Pure White

Layered with soft greens, smoky blues, mixed wood tones, and brass accents, this room feels both cozy and fresh.

family room with annotated color palette.

Kitchen

Walls: SW Repose Gray (50% lighter)
Cabinetry: BM Simply White & BM Boothbay Gray

This space balances warm wood floors and brass hardware with cool gray-blues to create a calm, clean look.

kitchen and pantry with annotated color palette.

Primary Bedroom

Walls: BM Swiss Coffee
Trim: SW Pure White

Paired with soft white bedding, natural textures, and dusty blue drapes for a serene and airy retreat.

primary bedroom with annotated color palette.

My 5 Year Old Son’s Bedroom

Walls: SW Pure White
Trim: SW Pure White

This room is slightly more vibrant, but still fits the whole home palette with soft whites, warm wood, and layers of blue in the bedding, wallpaper and art.

little boy bedroom with annotated color palette.

As you can see, I didn’t rely on just one wall color to create a cohesive home. Instead, I built a palette of complementary tones with similar warmth and softness—and repeated those hues through walls, trim, furnishings, and accents.

Each room feels distinct but still connected through color, texture, and tone.

Sample Whole House Color Palettes to Inspire You

Not sure where to start? These curated palettes are perfect jumping-off points based on different design styles.

Modern Coastal Color Palette

modern coastal color palette with blues, whites, and soft neutrals.

Colors included:

This palette is light and breezy with just enough contrast. Warm neutrals like Alabaster and Accessible Beige keep the look cozy, while soft greens and blues add a subtle coastal touch.

Warm and Earthy Color Palette

warm and earthy paint color palette.

Colors included:

  • Walls: SW Shoji White, SW Loggia, SW Balanced Beige, SW Malted Milk
  • Trim: SW Alabaster
  • Cabinet/Island: SW Urbane Bronze
  • Accent Color: SW Nearly Brown
  • Supporting Neutral: SW Evergreen Fog

Perfect for homes with lots of natural materials, this palette brings warmth and depth without feeling heavy. Shoji White and Alabaster balance out the richness of Urbane Bronze and Loggia.

Modern High Contrast Color Palette

modern high contrast paint color palette.

Colors included:

If you love clean lines and bold contrast, this palette brings drama in a refined, livable way. Crisp whites and soft grays keep things from feeling too stark, while black and green tones add depth and edge.

How to Transition Between Colors Room to Room

You don’t need to use the same color in every room—but you do want the colors to work together. Some easy ways to keep transitions feeling intentional:

  • Use the same trim and ceiling color throughout the home
  • Let one color be a wall color in one room and an accent in another
  • Stick to a consistent undertone family (warm, cool, or neutral)
  • Use architectural features (doorways, beams, arches) as natural color break points

When It’s Okay to Break the Palette

Color rules are helpful—but there’s no laws!

It’s okay to:

  • Add a bold wallpaper in a powder room
  • Let kids’ rooms reflect their personalities
  • Use a deeper color in a cozy den

Just make sure your main living spaces feel cohesive—the rest can be the “fun chapters” in your home’s color story.

Tips for Pulling It All Together

  • Use matte or eggshell sheens for soft, livable walls
  • Repeat your contrast color in small doses (doors, accessories, etc.)
  • Layer in natural textures to warm up neutrals
  • Always sample paint in your actual lighting at different times of day
  • If you’re stuck, start with a rug, fabric, or piece of art you love

When Not to Use a Color

Even popular shades like Iron Ore or Sea Salt have their limits. Avoid colors that:

  • Clash with fixed finishes (flooring, counters, tile)
  • Feel too dark in windowless rooms
  • Look good online but pull the wrong undertone in your space
  • Don’t repeat elsewhere in your palette

Final Thoughts

A whole house color palette isn’t about picking six random paint colors. It’s about crafting a story through color, texture, and tone. Start with what you already love, lean into your home’s natural undertones, and let your palette evolve over time.

Still not sure where to start? Use one of the sample palettes above as a jumping-off point – or take a peek around your home and build from what’s already working.

And if you try any of these ideas, tag me on Instagram @jennakateathome – I’d love to see how you bring your palette to life.

Looking for more? Follow me on social media for lots more home decor & design content!

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43 Comments

  1. Kathy Mitchell says:

    What is your floor color/stain? I love all of your paint ideas and colors, however, I’m having a difficult time choosing. I have a new build and its very overwhelming to pull it all together. I cannot afford a designer. Should I choose the floors before the paint colors?

    Will it work if I’d like to paint my master bath and BR the same color?

  2. Pauline Augenstein says:

    What a nice explanation on how to pick a color scheme. It’s understandable, it’s clear, it’s accessible. Most youtube videos are so esoteric, it’s hard to follow what they’re getting at. Yours is accessible. I now have an idea how to approach the design of my new house. Thank you for being a real person.

  3. Love your color choices.

  4. Your color palette is my color palette! I think we may have the same blue sofas.

  5. I have a cape chalet open concept. ..I want to do a accent wall but I don’t know how it works.? open concept is new to me I don’t know how to paint and or decor it… Use to separate rooms.. help…. Jill

  6. Linda Beckemeyer says:

    I would love to share a screen shot of my decoration color scheme with you. My living room is decorated around one large painting and an old wallpaper I no longer use but have always loved the colors.